What is CARD?
Card Analytics, Research and Discussion (CARD) offers surveys of credit card industry executives, research report subscriptions and advisory services to issuers and networks competing in the credit card industry and to the investment management community whose strategies may involve the credit card industry. CARD is also utilized by management consultants, rating agencies and other advisory firms serving the credit card industry.
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We offer surveys of credit card industry managers and executives, in-depth quantitative assessments, results analysis, forecast models and comparative analytics on the largest players in the credit card industry - both issuers and networks. We are the only research and advisory company that offers insights directly from those working in the credit card industry. We are also the only research and advisory company that offers this level of quantitative insight specifically on card issuers and networks on a historical and predictive basis.
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For select clients, we also do in-depth advisory work on specific questions or topics they would like us to explore. Our advisory work may be the examination of a specific industry player to assess next quarter’s performance or to understand and provide an opinion on long-term franchise value. It may also involve looking at an overall trend or hypothesis about the industry to provide our perspective and provide the client with insights about the implications of this trend on the industry overall or specific industry peers.  Such advisory assignments are often used by issuers and networks for competitive purposes or by the investment management community to inform and enhance their strategies.
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Our primary coverage universe is the companies detailed below:
- American Express
- Bank of America Card Services
- Capital One
- Citigroup Cards
- Discover Financial Services
- JP Morgan Chase Card Services
- Advanta
- US Bancorp
- Washington Mutual
- Wells Fargo
- MasterCard
- Visa
- Select private-label portfolios
Please click Product and Services for a detailed description of our offerings. If you have any questions, do not hesitate to contact us at info@creditcardindustryresearch.com or call us at (212) 785-0302.
